Savings & Budget Management Plan

I want to tighten up my finances with a clear, actionable savings-and-budget framework. My main focus is day-to-day cash-flow control, so I’m looking for a financial-planning specialist who can:

• Recommend and configure an expense-tracking software solution that fits my lifestyle (mobile + web access, automatic bank feeds, simple reporting).
• Build a practical monthly budget that allocates fixed costs, variable spending, and a realistic savings target.
• Provide a step-by-step savings plan—short-term goals first, then mid-range milestones—to keep me on track.
• Walk me through the system you set up so I can maintain it confidently on my own afterward.

I’ll supply my recent income and expense data as a starting point. The final package should include the software setup (categories, rules, reports), a written budget template, and concise guidelines for maintaining and adjusting the plan. If you’ve implemented similar solutions, especially with popular tools like YNAB, Mint, or PocketGuard, please mention it in your reply.