Retirement Income Withdrawal Strategy

I am ready to retire and need expert guidance on the best way to turn my nest-egg into a dependable income stream. My priority is timing and structuring withdrawals so that my money lasts, taxes are minimized, and cash flow stays steady throughout retirement.

Here is my situation:
• My future income will come primarily from savings, investments, and possible rental proceeds.
• Most of those assets currently sit in cash savings and standard bank accounts.

What I want from you:
1. A clear, step-by-step withdrawal roadmap that shows exactly when and how much to take each year.
2. Advice on sequencing withdrawals across cash, investment, and any potential rental income so that tax liabilities and inflation risk are kept in check.
3. Supporting calculations or models—Excel, retirement calculator outputs, or similar—so I can see the numbers and stress-test different market scenarios.

Acceptance criteria
• A written plan (PDF or Word) outlining the annual income strategy for at least the first 20 years of retirement.
• Spreadsheet or calculator file with assumptions, growth/interest projections, and stress-test results.
• Short explanatory note so I can update figures myself as balances change.

If you have experience crafting withdrawal plans, optimizing tax efficiency, and running Monte Carlo or similar simulations for retirees, I would love to see how you can help me transition my savings into a secure lifelong paycheck.