Namibian Fintech Platform Development

via Freelancer ·

Budget / Salary$250–750
TypeFreelance project
LocationRemote
Posted1 hour ago
I’m building PayWave Namibia, a fully-featured mobile money and community-fundraising platform inspired by Cash App but purpose-built for our local market and regulatory landscape. The initial release must let users send and receive money, pay merchants via QR, and launch or contribute to fundraising campaigns, all wrapped in a sleek PayWave-branded experience.

From day one the architecture has to revolve around compliance. Biometric authentication will be the primary sign-in method, backed by a configurable rules engine that enforces KYC, AML/CFT, sanctions screening, transaction limits and audit logging. Please design this engine so limits and policies can be updated from an admin dashboard without code changes; Namibia’s legal thresholds are still being finalised with the Bank of Namibia.

Key integrations
• KYC/AML services for real-time identity verification
• Cross-border rails to accept approved corridors (South Africa, UK, USA and others as licensed)
• Local and international payment gateways for card and bank transfers

Scope of work
• Native Android and iOS apps
• Secure backend with REST/GraphQL API
• Merchant web portal and consumer webview support
• Admin & compliance dashboard with real-time risk monitoring
• Database design, cloud infrastructure, CI/CD and automated testing
• End-to-end security testing and hardening
• Technical documentation and full IP/source-code hand-over

When you reply, include:
1. A brief on comparable fintech or wallet projects you’ve delivered
2. Proposed tech stack and any off-the-shelf compliance tools you plan to leverage
3. Team composition and specific roles
4. High-level timeline with major milestones
5. Budget breakdown and payment schedule
6. Details of your experience with payment gateways, KYC/AML vendors, and cross-border settlements

I’m looking for a partner who has already tackled the complexities of regulated payments and can move quickly without cutting corners on security or compliance. Let’s bring seamless digital payments to Namibia together.
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