Investigate Unknown Recurring Debit Charges

I need an experienced banking or payments specialist to help me trace and stop a string of unfamiliar, recurring debits that have begun hitting my Wells Fargo Visa business card. The card’s normal purpose is straightforward—receiving operating-capital credits from customer invoice deposits and the occasional international segregated transfer—so these new charges stand out.

Here’s what I’d like from you:
• A clear audit of the statement data I’ll provide (CSV or PDF) that isolates every recurring debit I did not authorise.
• An explanation of how each of those charges is initiated (merchant category, network descriptor, or subscription platform) so I understand the root cause.
• Step-by-step guidance on disputing or reversing the transactions through Wells Fargo/Visa, including any specific form numbers or departments to contact.
• Practical recommendations to prevent future unauthorised debits—whether that means card controls, separate settlement accounts, or monitoring tools.

If you have prior success unravelling card-based fraud or subscription billing issues, especially on U.S. debit networks, I’m ready to send over the redacted statements and get started right away.